Active question practice
LLQP Practice Questions
Four-module practice with explanations that identify the best-answer logic and the exam trap behind each distractor.
LLQPprep Mock Exam01:02:14 remaining
Question 12
A client has a temporary income-protection need and limited budget. Which factor should drive the recommendation first?
A. Highest commission available
B. Client need, duration, affordability and existing coverage
C. Product popularity
D. Lowest deductible regardless of need
Exam trap: product-first thinking. Start with the client's facts and need, then decide which product fits.
Life
Needs, products, implementation and service.
A&S
Income protection, definitions, benefits and exclusions.
Seg Funds
Guarantees, annuities, suitability and calculations.
Ethics
Legal duties, conflicts, disclosure and documentation.
What a smart explanation should show
1
Key fact
Which client fact changes the answer?
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Exam trap
Why did the distractor sound reasonable?
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Retest
Return to the weak competency after review.