35 Questions • 75 Minutes
Life Insurance
Recommendation-focused curriculum built around needs, products, implementation and ongoing service.
Life Insurance guide →The harmonized LLQP is modular. For a full life-insurance licence, candidates generally need to pass Life Insurance, Accident & Sickness, Segregated Funds & Annuities, and the applicable Ethics & Professional Practice module. The qualifying course must be completed through an approved provider before the provincial exam process.
Current exam snapshot
| Module | Questions | Time |
|---|---|---|
| Life Insurance | 35 | 75 min |
| Accident & Sickness | 35 | 75 min |
| Seg Funds & Annuities | 35 | 75 min |
| Ethics — Common Law | 25 | 75 min |
Durham College states that five pilot questions are included in each module and are excluded from the final score. The required passing score is 60% per module.
Ontario candidates:
FSRA states that Ontario LLQP exams are available only in person and are administered by Durham College. The in-person requirement took effect July 1, 2026.
Explore the Modules
Study each module as its own exam.
35 Questions • 75 Minutes
Accident & Sickness
Needs, contracts, riders, underwriting, recommendation and claims/service.
A&S guide →
35 Questions • 75 Minutes
Seg Funds & Annuities
Investor profile, investments, guarantees, annuities, group plans, recommendation and service.
Seg Funds guide →
25 Questions • 75 Minutes
Ethics — Common Law
Legal aspects of insurance and annuity contracts plus rules governing life-insurance agents.
Ethics guide →Independent preparation: LLQPprep is not the provincial exam administrator and is not an approved qualifying-course provider. Official requirements should be confirmed with the regulator or exam administrator in your jurisdiction.